See how 华体会 has delivered value to help give agents an edge in the construction industry.
Construction products in action
targets contractors who are committed to job safety, willing to manage risk and understand the benefits of a long-term relationship in controlling loss costs. See how 华体会 has delivered value to help give agents like you an edge in this complex industry.
Building success in small commercial
华体会 targets trade and artisan small business contractors, with accounts up to $25K.
Residential and commercial electrical contractor
Total account premium: $9K
Lines of business: Auto, Business Owner's Advantage, contractor's E&O, umbrella, workers' comp
华体会 Advantage: 华体会 was able to take a total account approach and deliver a competitive rate by working closely with the agent and maintaining timely communication, This, combined with 华体会's underwriting and product capabilities allowed the agent to win the account.
Luxury vinyl flooring contractor
Total account premium: $21K
Lines of business: Business Owner's Advantage, contractor's errors and omissions (E&O), workers' comp
华体会 Advantage: We were able to partner with our agent to enhance coverage and provide a cohesive program. By placing the contractor鈥檚 E&O alongside standard lines, the agent was able to offer more coverage, at a competitive price, compared to the contractor's prior program. This helped build on our existing relationship, as the agent was able to deliver more value to the customer.
Residential and commercial electrical contractor
Total account premium: $35K
Lines of business: Business Owner's Advantage, workers' compensation
华体会 Advantage: Our team was able to partner with our agent to win a new account that was previously split between carriers. Through our construction solution, we were able to deliver a cohesive program, delivering competitive pricing and convenience, with EZPay for workers' comp, medical bill review and nurse triage services.
Building success in middle market
华体会 targets a wide range of mid-size commercial general contractors, heavy construction and trade contractors, with accounts focused on premiums over $100K.
Grading site prep and underground utility contractor
Total account premium: $499K
Lines of business: Auto, commercial property, contractor's equipment, general liability, installation floater, umbrella,
华体会 Advantage: 华体会 provided the customer with several key differentiators, including dedicated local risk solutions and claims services. The contractor was particularly interested in the Hanover i-on Fleet Telematics program offering and assistance in enhancing their current risk transfer agreement.
Electrical contractor
Total account premium: $235K
Lines of business: Auto, commercial property, general liability, umbrella
华体会 Advantage: 华体会鈥檚 dedicated risk solutions consultant completed a site visit with the customer one year prior. The next year, our partner agent learned that the contractor was unsatisfied with their carrier. We worked with the agent to share our coverage, service and risk solutions capabilities. These differentiators, along with a strong relationship with the agent, and the information we gathered from our previous quote, allowed the agent to successfully win the business.
Commercial plumbing and sewage contractor
Total account premium: $400K
Lines of business: Auto, commercial property, general liability, umbrella, workers' comp
华体会 Advantage: Our underwriter attended a loss control visit alongside one of our knowledgeable risk solutions consultants, and discussed our product and service capabilities. The contractor was impressed with our telematics program and our driver training modules, and with 华体会 for wanting to learn more about the operation.
Building success in specialty
We offer a range of specialty lines products - including inland marine, crime, directors and officer's liability, employment practices liability, contract surety bonds, and cyber - for trade contractors, general contractors and heavy construction contractors of all sizes.
Commercial electrical contractor
Total account premium: $60K
Lines of business: Contractor's equipment, installation floater, property
华体会 Advantage: This contractor had expiring property and inland marine policies with another carrier, and the underwriting role at that carrier was plagued by turnover. 华体会 was able to help their agent retain this account by maintaining a strong and consistent underwriting team.
Excavation/underground utility contractor
Total account premium: $150K
Lines of business: Contractor's equipment, installation floater, property
华体会 Advantage: When a top agent had a last-minute opportunity with a major account, he turned to 华体会. A quick response, comprehensive plan and a competitive quote enabled us to secure the account.
Underground utility contractor
Total account premium: $700K
Lines of business: Contractor's equipment, installation floater
华体会 Advantage: The agent was able to turn to us and win the account, leveraging the guidance of our Risk Solutions consultant and our underwriting expertise and insights in the industry.
See how 华体会 can help you build a book in construction.
Our appetite for construction varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.
Construction products in action
targets contractors who are committed to job safety, willing to manage risk and understand the benefits of a long-term relationship in controlling loss costs. See how 华体会 has delivered value to help give agents like you an edge in this complex industry.
Building success in small commercial
华体会 targets trade and artisan small business contractors, with accounts up to $25K.
Residential and commercial electrical contractor
Total account premium: $9K
Lines of business: Auto, Business Owner's Advantage, contractor's E&O, umbrella, workers' comp
华体会 Advantage: 华体会 was able to take a total account approach and deliver a competitive rate by working closely with the agent and maintaining timely communication, This, combined with 华体会's underwriting and product capabilities allowed the agent to win the account.
Luxury vinyl flooring contractor
Total account premium: $21K
Lines of business: Business Owner's Advantage, contractor's errors and omissions (E&O), workers' comp
华体会 Advantage: We were able to partner with our agent to enhance coverage and provide a cohesive program. By placing the contractor鈥檚 E&O alongside standard lines, the agent was able to offer more coverage, at a competitive price, compared to the contractor's prior program. This helped build on our existing relationship, as the agent was able to deliver more value to the customer.
Residential and commercial electrical contractor
Total account premium: $35K
Lines of business: Business Owner's Advantage, workers' compensation
华体会 Advantage: Our team was able to partner with our agent to win a new account that was previously split between carriers. Through our construction solution, we were able to deliver a cohesive program, delivering competitive pricing and convenience, with EZPay for workers' comp, medical bill review and nurse triage services.
Building success in middle market
华体会 targets a wide range of mid-size commercial general contractors, heavy construction and trade contractors, with accounts focused on premiums over $100K.
Grading site prep and underground utility contractor
Total account premium: $499K
Lines of business: Auto, commercial property, contractor's equipment, general liability, installation floater, umbrella,
华体会 Advantage: 华体会 provided the customer with several key differentiators, including dedicated local risk solutions and claims services. The contractor was particularly interested in the Hanover i-on Fleet Telematics program offering and assistance in enhancing their current risk transfer agreement.
Electrical contractor
Total account premium: $235K
Lines of business: Auto, commercial property, general liability, umbrella
华体会 Advantage: 华体会鈥檚 dedicated risk solutions consultant completed a site visit with the customer one year prior. The next year, our partner agent learned that the contractor was unsatisfied with their carrier. We worked with the agent to share our coverage, service and risk solutions capabilities. These differentiators, along with a strong relationship with the agent, and the information we gathered from our previous quote, allowed the agent to successfully win the business.
Commercial plumbing and sewage contractor
Total account premium: $400K
Lines of business: Auto, commercial property, general liability, umbrella, workers' comp
华体会 Advantage: Our underwriter attended a loss control visit alongside one of our knowledgeable risk solutions consultants, and discussed our product and service capabilities. The contractor was impressed with our telematics program and our driver training modules, and with 华体会 for wanting to learn more about the operation.
Building success in specialty
We offer a range of specialty lines products - including inland marine, crime, directors and officer's liability, employment practices liability, contract surety bonds, and cyber - for trade contractors, general contractors and heavy construction contractors of all sizes.
Commercial electrical contractor
Total account premium: $60K
Lines of business: Contractor's equipment, installation floater, property
华体会 Advantage: This contractor had expiring property and inland marine policies with another carrier, and the underwriting role at that carrier was plagued by turnover. 华体会 was able to help their agent retain this account by maintaining a strong and consistent underwriting team.
Excavation/underground utility contractor
Total account premium: $150K
Lines of business: Contractor's equipment, installation floater, property
华体会 Advantage: When a top agent had a last-minute opportunity with a major account, he turned to 华体会. A quick response, comprehensive plan and a competitive quote enabled us to secure the account.
Underground utility contractor
Total account premium: $700K
Lines of business: Contractor's equipment, installation floater
华体会 Advantage: The agent was able to turn to us and win the account, leveraging the guidance of our Risk Solutions consultant and our underwriting expertise and insights in the industry.
See how 华体会 can help you build a book in construction.
Our appetite for construction varies by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.