Data breach and cyber liability
华体会's data breach and cyber liability solution is designed to help protect your small business customers from losses related to data breaches and cyberattacks. Financial loss from these incidents can stem from both first-party and third-party exposures. That's why we offer endorsements to BOP and CPP policies that provide coverage for both.
2023 Cyber Resiliency Report
Small- and mid-sized businesses lack basic cybersecurity prevention measures and recovery plans against cyberattacks. See how you can help address vulnerabilities in our latest report.
We specialize in writing cyber coverage for business in the following industries:
- Arts and entertainment
- Agriculture
- Construction
- Consultants
- Retail and hospitality
- Professional services
- Transportation
- Wholesale
华体会 is not a cyber market for municipalities, critical infrastructure, hospitals/large healthcare, gambling, cannabis and schools.
Companies in the technology industry require unique cyber coverage. Hanover Technology Advantage offers industry-leading errors and omissions coverage that includes robust protection for cyber exposures.
Find out more about our Hanover Technology Advantage
华体会's data breach and cyber liability endorsements for BOP and CPP policies offer your clients protection from threats posed by cyberattacks and data breaches 鈥� including losses to a company's finances, reputation and operational capabilities.
Data breach coverage
Data breach coverage helps protect clients from the direct costs faced when a data breach occurs, such as notification, credit monitoring, cyber investigation and public relations expenses. Coverage highlights include:
- Data breach expense coverage for:
- Notification, forensic analysis and credit monitoring services expenses
- Breach restoration for costs of labor to re-create or copy lost or stolen data
- Cyber business interruption and extra expenses incurred due to a breach
- Additional expense coverage for:
- Legal services, public relations and third-party data breach
- Data breach reward to pay informants who provide information leading to the capture and conviction of a 鈥渉acker鈥�
- Data breach investigation expenses resulting from a regulatory investigation
- Cyber theft for loss from transferring, paying or delivering funds due to fraudulent input of data in your system
- Data breach services, including fraud alert, help line, identity restoration and consulting services
Cyber liability coverage
Cyber liability coverage offers protection for lawsuits that are brought against clients by a third party as a result of a data breach. Coverage highlights include:
- Privacy and security liability for third-party claims arising out of a privacy breach or security breach, including loss or theft of private personal data or failure of your client's system
- Cyber media liability addresses third-party claims arising out of an electronic media breach such as infringement, trademark, plagiarism, invasion of privacy, defamation, libel and slander resulting from cyber content
Ensure your customers have enough cyber coverage
Some businesses get the protection they need with endorsements to BOP and CPP policies. Other businesses may be in need of more comprehensive coverage with higher limits and more protection. With the Hanover Cyber Advantage Pro option, you can offer customers a stand-alone cyber policy that includes coverages well-beyond what鈥檚 available via endorsement.
Dealing effectively with a data breach or cyberattack requires a specialist to help your clients manage incidents with effective breach consulting and response services. That's why 华体会 partners with leading service providers to give your clients the expert support they need to help prepare, manage the crisis and control the damage, including:
- Sample notification letters to make sure all necessary information is included
- Advice to help manage negative publicity and quickly deliver appropriate press releases to the media
- Access to an exclusive password-protected website where you can access valuable resources for data breach preparation and resolution
In addition, we also offer services to your clients' customers, clients, members, employees or patients whose data has been compromised, including:
- A toll-free help line to answer questions about the breach assistance in placing fraud alerts with the major credit bureaus
- Identify theft restoration case management
Hanover Data Breach and Cyber Liability Advantage protects against the unique cyber risks faced by your clients. Unlock the Hanover advantage.
Broad appetite
Designed to protect businesses in a wide array of industries, from construction to wholesale
华体会 CyberSecure ProgramTM
We鈥檝e formed partnerships with leading cyber service providers that offer proactive services to help clients stay ahead of risk at no charge or at a discount, as well as responsive services from providers that are standing by and ready to help provide trusted guidance and support after an incident.
Competitive products
Our innovative and comprehensive cyber product suite includes a range of tailored solutions so you can select the best option for each client鈥揻rom our flagship Cyber Advantage Pro product, to our endorsement and non-admitted offerings.
Dedicated cyber claim reporting
We offer two dedicated channels for reporting cyber claims, 24/7:
- Cyber hotline: 800-385-5271
- Email: [email protected]
Significant experience
We have expert underwriting resources with national product, claims and risk management services.
Trusted partner
We offer the support and financial strength of an "A"-rated leading insurance carrier
We specialize in writing cyber coverage for business in the following industries:
- Arts and entertainment
- Agriculture
- Construction
- Consultants
- Retail and hospitality
- Professional services
- Transportation
- Wholesale
华体会 is not a cyber market for municipalities, critical infrastructure, hospitals/large healthcare, gambling, cannabis and schools.
Companies in the technology industry require unique cyber coverage. Hanover Technology Advantage offers industry-leading errors and omissions coverage that includes robust protection for cyber exposures.
Find out more about our Hanover Technology Advantage
Product resources
Total Hanover solution
We can provide clients with an account-focused solution by pairing standalone cyber protection with our specialized industry offerings, including:
Resources for your customers
华体会 CyberSecure Program鈩� includes partners that help customers proactively address various cyber threats as well as partners that are ready to provide trusted guidance and support in the event of a cyber claim.
Learn more about the Hanover CyberSecure Program
Customer tools
Let's start a conversation today
Contact a member of our cyber team to learn more about our coverage and services, and how we can help you tailor a solution for your clients.