Hanover Cyber Advantage Premier
With cyber threats constantly evolving, businesses need a responsive cyber insurance partner with the expertise and agility to stay ahead of ever-changing exposures. Through Hanover Specialty Insurance Brokers (HSIB), our in-house excess and surplus brokerage, we provide Hanover Cyber Advantage Premier for businesses that would benefit from the increased limits and enhanced, flexible coverage provided by a surplus lines solution.
Premier offers dedicated limits and flexibility in responding to the shifting technological, societal and regulatory landscapes that pose ever-changing risks to your clients鈥攅nabling you to showcase your role as a trusted advisor when it comes to insuring cyber risk.
2023 Cyber Resiliency Report
Small- and mid-sized businesses lack basic cybersecurity prevention measures and recovery plans against cyberattacks. See how you can help address vulnerabilities in our latest report.
We target small, mid-sized and large businesses in a broad range of industries. Classes where we have had the most success include:
- Agriculture
- Construction
- Human services
- Manufacturing
- Professional services
- Retail
- Transportation
- Wholesale
HSIB offers primary coverage from a non-admitted surplus lines insurer rated 鈥淎鈥� XV (Excellent) by A.M. Best Company. The policy is clearly organized by third-party liability coverage, first-party response costs, first-party fraud loss and first-party loss of income. Limits of $5 million are available, with higher limits available upon request.
Third-party liability coverage
Third-party liability coverage
- Privacy and security liability
- Media and content liability
- Fines and penalties and regulatory defense
First-party response costs
First-party response costs
- Security breach notification and remediation
- Data and systems restoration
- Cyber extortion
- Cyber breach or extortion reward
- Hardware replacement expense
- Payment card expense
- Pollution expense
- Public relations
First-party fraud loss
First-party fraud loss
- Social engineering
- Computer fraud
- Funds transfer fraud
- Systems resource fraud
First-party loss of income
First-party loss of income
- Business income loss and extra expense
- Contingent business income loss and extra expense
- Reputational harm
Our Hanover Cyber Advantage Premier solution was built to provide you with a unique set of advantages. Unlock the Hanover advantage.
Single carrier solution
Ability to place admitted and surplus lines coverage with a single carrier, making it easy for you to service and manage accounts
E&S filings assistance
Surplus lines taxes and fees can be handled on your behalf by HSIB
Convenient billing
Direct, streamlined billing with installment payment plan option
华体会 CyberSecure ProgramTM
We鈥檝e formed partnerships with leading cyber service providers that offer proactive services to help clients stay ahead of risk at no charge or at a discount, as well as responsive services from providers that are standing by and ready to help provide trusted guidance and support after an incident.
Competitive products
Our innovative and comprehensive cyber product suite includes a range of tailored solutions so you can select the best option for each client鈥揻rom our flagship Cyber Advantage Pro product, to our endorsement and non-admitted offerings.
Dedicated cyber claim reporting
We offer two dedicated channels for reporting cyber claims, 24/7:
We target small, mid-sized and large businesses in a broad range of industries. Classes where we have had the most success include:
- Agriculture
- Construction
- Human services
- Manufacturing
- Professional services
- Retail
- Transportation
- Wholesale
Product resources
Total Hanover solution
We can provide clients with an account-focused solution by pairing standalone cyber protection with our specialized industry offerings, including:
Resources for your customers
华体会 CyberSecure Program鈩� includes partners that help customers proactively address various cyber threats as well as partners that are ready to provide trusted guidance and support in the event of a cyber claim.
Learn more about the Hanover CyberSecure Program
Customer tools
Contact your Hanover team
For more information about Hanover Cyber Advantage Premier, contact a Hanover Specialty Insurance Brokers team member, or email .
All products are underwritten by 华体会 Insurance Company or one of its insurance company subsidiaries or affiliates. Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals.
Please refer to the actual policy issued for complete details of coverage and exclusions. For more information about 华体会 visit our website at www.hanover.com.
Hanover Specialty Insurance Brokers, Inc. CA License # 0759293 NY License # EX-530458-R