Contractors broadening endorsements | �� Insurance Group

Contractors general liability broadening endorsements

CGL broadening endorsement 421-2915		CGL enhancement endorsement �� contractors 421-2918
Coverage	Limits	Coverage	Limits
Additional insured by contract, agreement or permit	Included	Aggregate limit per project	Included
Additional insured �� primary and non-contributory	Included	Alienated premises	Included
Blanket waiver of subrogation	Included	Broad form named insured	Included
Bodily injury redefined	Included	Contractual liability �� railroads	Included
Broad form property damage �� borrowed equipment, customers goods and use of elevators	Included	Extended property damage	Included
Knowledge of occurrence	Included	Incidental malpractice (employed nurses, EMTs and paramedics)	Included
Liberalization clause	Included	Mobile equipment redefined	Included
Medical payments �� increased reporting period	Included	Personal injury �� broad form	Included
Newly acquired or formed organizations �� covered until end of policy period	Included	Property damage legal liability �� Broad form �� Fire, lightning, explosion, smoke and leakage from fire protection systems damage limit	$1,000,000
Non-owned watercraft	51 feet
Supplementary payments increased limits �� Bail bonds �� Loss of earnings per day	$2,500 $1,000
Unintentional failure to disclose hazards	Included
Unintentional failure to notify	Included

CGL broadening endorsement 421-2915		CGL enhancement endorsement �� contractors 421-2918
Coverage	Limits	Coverage	Limits
Additional insured by contract, agreement or permit	Included	Aggregate limit per project	Included
Additional insured �� primary and non-contributory	Included	Alienated premises	Included
Blanket waiver of subrogation	Included	Broad form named insured	Included
Bodily injury redefined	Included	Contractual liability �� railroads	Included
Broad form property damage �� borrowed equipment, customers goods and use of elevators	Included	Extended property damage	Included
Knowledge of occurrence	Included	Incidental malpractice (employed nurses, EMTs and paramedics)	Included
Liberalization clause	Included	Mobile equipment redefined	Included
Medical payments �� increased reporting period	Included	Personal injury �� broad form	Included
Newly acquired or formed organizations �� covered until end of policy period	Included	Property damage legal liability �� Broad form �� Fire, lightning, explosion, smoke and leakage from fire protection systems damage limit	$1,000,000
Non-owned watercraft	51 feet
Supplementary payments increased limits �� Bail bonds �� Loss of earnings per day	$2,500 $1,000
Unintentional failure to disclose hazards	Included
Unintentional failure to notify	Included