See how 华体会 has delivered value to help give agents an edge in this complex market.
Hanover technology and life sciences solutions in action
Technology
华体会 offers expertise and solutions designed specifically for a broad range of small and mid-sized tech organizations.
Custom software developer
Total account premium: $25K
Lines of business: Commercial package, workers鈥� comp, umbrella and Technology Professional and Cyber Advantage
Success for the agency: A software developer was looking to improve their overall cybersecurity profile to help minimize risk. While searching for coverage with expert guidance and consultation, our agent partner recommended 华体会 for its eRisk Hub offering and Hanover CyberSecurity ProgramTM to help reduce cyberthreats.
华体会 provided these differentiated risk management services along with a quote that enhanced the customer's coverage for potential gaps. As a result, the agency moved the full account to Hanover.
IT consulting firm
Total account premium: $73K
Lines of business: Commercial package, workers鈥� comp, umbrella, Technology errors & omissions
Success for the agency: Our agent partner approached 华体会 with a quote request on a tight timeline. 华体会 was able to get the additional information and turn around the quote quickly, in order to secure the account.
IT staffing
Total account premium: $12K
Lines of business: Business owners policy, workers鈥� comp, Technology Professional and Cyber Advantage
Success for the agency: After reviewing this IT staffing group鈥檚 non-admitted E&S program, 华体会 determined their needs could be better met through our admitted Technology Professional and Cyber Advantage (TPCA) form. In the end, we were able to provide a full account solution 鈥� and at a competitive price.
Software developer
Total account premium: $58K
Lines of business: Commercial package, auto, workers鈥� comp, technology errors and omissions, GlobalReach
Success for the agency: When this software developer needed multi-line coverage, 华体会 took a team approach and provided a structured, well-rounded offering for their partner agent. The agent commended our effort, responsiveness and expertise in providing a total solution for their customer.
Systems integrator
Total account premium: $30K
Lines of business: Business owners policy, workers鈥� comp, Technology Professional and Cyber Advantage
Success for the agency:
Life sciences
Life-changing science. Game-changing solutions.
Surgical and medical instrument manufacturer
Total account premium: $73K
Lines of business: Commercial property, umbrella, workers鈥� comp, Hanover Fusion, directors & officers, employment practices liability, fiduciary liability, fidelity and crime
Success for the agency: This medical device manufacturer successfully became a new account thanks to a collaborative effort from both the agency and 华体会. Through the combined industry knowledge of the agent and 华体会, as well as 华体会鈥檚 competitive offerings, the agent was able to offer several specialty lines coverage options and find a cohesive solution for their manufacturing operation.
Medical device manufacturer
Total account premium: $98K
Lines of business: Commercial property, general liability, umbrella, product liability and GlobalReach
Success for the agency: Despite a favorable track record and noted history together, this medical device manufacturer felt concerned about renewing with their incumbent carrier. With strong risk management and favorable loss history on their side, 华体会 team collaborated with the manufacturer and their agent to offer a total account solution including international coverage.
A contract manufacturer of precision metal products for multiple industries including medical devices
Total account premium: $81K
Lines of business: Commercial property, general liability, auto, umbrella and Hanover Fusion (including product liability and product recall)
Success for the agency: The manufacturer had a diverse product set and applications across industries, so their insurance program was split between multiple carriers. Our Life Sciences and Middle Market underwriters worked together to understand the client's operations, risks and optimal risk mitigation measures. This allowed us to offer a total account solution, competitive terms and conditions, a single bill, and a personalized risk solutions service plan. Our expertise and product offerings ultimately made it an easy decision for the client and their agent to do business with us.
A contract manufacturer of precision optical systems for biomedical and industrial applications
Total account premium: $121K
Lines of business: Commercial property, general liability, auto, umbrella and Hanover Fusion
Success for the agency: This manufacturer had a client that contractually required them to have increased limits on their product liability and errors and omissions coverage. However, the incumbent carrier was not able to provide the limits requested.
华体会 was able to help the agent win the account, by having the industry expertise necessary to understand the prospect鈥檚 overall operations. In addition to agreeing to the increased limits, we were able to offer a total account solution and a personalized risk management plan which included water sensors and business continuity planning.
A dental device manufacturer
Total account premium: $200K
Lines of business: Property, commercial general liability, auto, umbrella, products liability, international
Success for the agency: Our agency partner saw the value in being able to provide a total solution to their client, including the package, product liability and international coverage with competitive terms and pricing. We were able to provide all lines of coverage with one primary dedicated underwriting contact.
A digital health platform developer
Total account premium: $75K
Lines of business: Property, commercial general liability, products liability, errors and omissions, cyber, data breach, regulator proceeding, fines and penalties
Success for the agency: Our agent partner was looking for an admitted product liability placement with the ability to also include errors and omissions and cyber and turned to 华体会. The customer saw the value in having a deductible that does not erode the limit as well as having a separate first party data breach limit that would not erode the total aggregate.
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