Personal lines direct bill options for New York

12-month policies

Payment options	New business	Renewal business	Billing fees
Full payment*	100% down payment	Full payment upon renewal	Late �� $25 NSF �� $20 Reinstatement �� $20
Two payments	50% down payment One installment is due at a six-month interval	Two equal installments due at a six-month interval	Late �� $25 Installment: Direct bill �� $6 EFT�� $2 NSF �� $20 Reinstatement �� $20
Four payments	25% down payment Three equal installments due at quarterly intervals	Four equal installments due at quarterly intervals	Late �� $25 Installment: Direct bill �� $6 EFT�� $2 NSF �� $20 Reinstatement �� $20
Monthly	12 installments: Direct bill only: 20% down payment EFT only: one month down payment 11 equal installments due at monthly intervals	12 equal installments due at monthly intervals	Late �� $25 Installment: Direct bill �� $6 EFT�� $2 NSF �� $20 Reinstatement �� $20

*Avoid installment fees by paying in full.

�� offers a Paid in Full discount for auto coverage only and will be applied by coverage.

This material is provided for informational purposes only and does not provide any coverage.

6-month policies

Payment options

New business

Renewal business

Billing fees

Full payment*

100% down payment

Full payment upon renewal

Late �� $25

NSF �� $20

Reinstatement �� $20

Monthly

Six installments:

Direct bill only: 20% down payment
EFT only: one month down payment
Five equal installments due at monthly intervals

Six equal installments due at monthly intervals

Late �� $25

Installment:

Direct bill �� $6
EFT�� $2

NSF �� $20

Reinstatement �� $20

*Avoid installment fees by paying in full.

�� offers a Paid in Full discount for auto coverage only and will be applied by coverage.

This material is provided for informational purposes only and does not provide any coverage.

Payment methods available in New York

Payment option	Payment method	Details
Online	Checking, debit card and credit card*	Make an online payment at **
Phone	Checking, debit card and credit card*	800-573-1187
Automatic (EFT)	Checking and savings	Enroill in automatic payments by registering at EFT Authorization Form
Online banking	Checking and savings	Customer’s bank site
Mail	Check or money order	�� Insurance Group PO Box 580045 Charlotte, NC 28258-0045

* American Express, MasterCard, Visa and Discover accepted.

Where permissible, payments made by credit card will incur a credit card fee of 2.1%. This fee is charged by our third-party payment processor and is non-refundable. If you do not wish to incur this fee, please choose another payment method.

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