Collector car | �� Insurance Group

We partner with the collector car insurance experts at Hagerty to offer coverage for a wide range of vehicles, from vintage cars to emerging classics.

You'll be able to bundle this coverage with Hanover Platinum and Prestige accounts to give your customers the convenience and peace of mind of having all of their policies with one carrier.

Plus, TAP Sales makes it easy to pre-fill customer account information to provide a quote.

This coverage is currently only available in IL.

Hanover Collector Car, powered by Hagerty provides specialized auto insurance for classic and collector cars, including:

Classic and antique autos
Collector pickup trucks, jeeps, and SUVs
Limited edition collector vehicles
Modified cars and replicas

Plus options for classic vehicle trailers, including transport trailers.

Coverage benefits

Guaranteed Value® �� All vehicles are insured at an agreed-upon value. In the event of a total loss, the policyholder receives that value, minus any applicable deductible.
Auto show medical reimbursement �� Covers up to $5,000 per person and $10,000 per policy period for medical and funeral expenses due to an accident (not automobile-related) at a car show or similar event.
Evacuation expense �� Reimburses up to $1,500 per incident and up to $10,000 annually for expenses incurred to move an insured vehicle to protect it from damage.
Limited vehicle fraud coverage �� Up to $1,500 per policy period for the theft of money from the sale of an insured vehicle by an authorized broker, or fraudulent use of the vehicle’s VIN.
Spare parts coverage �� Includes $750 for direct and accidental loss to an insured vehicle’s replacement parts.
Glass deductible waiver �� No deductible for windshield or window glass repairs - with options for replacement - resulting from a covered loss.

Coverage options

Cherished Salvage® �� Allows the policyholder to keep a covered vehicle in the event of a total loss, while still receiving the vehicle’s guaranteed value.
Vehicle under construction �� Automatically increases the guaranteed value of a vehicle under restoration by 10% each quarter, up to $25,000 annually.
Motorsports Advantage�� �� Provides additional coverage for high-performance collector vehicles, including accidental death, debris removal, safety equipment, track damage and pit vehicle coverage.
Options for accidental airbag deployment, branded merchandise, vehicle lock coverage and much more.

Additional benefits

Flexible use �� Hanover Collector Car allows the use of classic/collector cars in hobby-related events, such as car club functions, exhibitions, and tours as well as allowing for occasional pleasure use.*
Expert claims handling �� Through our partnership with Hagerty, you and your policyholder will work with deeply knowledgeable claims adjusters who maintain an extensive list of resources to help track down hard-to-find parts.

* Subject to an annual mileage limitation.

Storage �� When not in use, the collector vehicle should be stored in an enclosed, secure structure, such as a private garage or storage unit.
Regular-use vehicles �� All licensed household members must have a separately insured regular-use vehicle for daily driving.
Hanover standard auto policy �� To write a Hanover Collector Car policy, the insured must also have a standard auto policy written with ��.
Driver eligibility �� Drivers should not have had any serious driving infractions. Eligibility varies by state.

Product description

Hanover Collector Car, powered by Hagerty provides specialized auto insurance for classic and collector cars, including:

Classic and antique autos
Collector pickup trucks, jeeps, and SUVs
Limited edition collector vehicles
Modified cars and replicas

Plus options for classic vehicle trailers, including transport trailers.

Coverage options

Coverage benefits

Guaranteed Value® �� All vehicles are insured at an agreed-upon value. In the event of a total loss, the policyholder receives that value, minus any applicable deductible.
Auto show medical reimbursement �� Covers up to $5,000 per person and $10,000 per policy period for medical and funeral expenses due to an accident (not automobile-related) at a car show or similar event.
Evacuation expense �� Reimburses up to $1,500 per incident and up to $10,000 annually for expenses incurred to move an insured vehicle to protect it from damage.
Limited vehicle fraud coverage �� Up to $1,500 per policy period for the theft of money from the sale of an insured vehicle by an authorized broker, or fraudulent use of the vehicle’s VIN.
Spare parts coverage �� Includes $750 for direct and accidental loss to an insured vehicle’s replacement parts.
Glass deductible waiver �� No deductible for windshield or window glass repairs - with options for replacement - resulting from a covered loss.

Coverage options

Cherished Salvage® �� Allows the policyholder to keep a covered vehicle in the event of a total loss, while still receiving the vehicle’s guaranteed value.
Vehicle under construction �� Automatically increases the guaranteed value of a vehicle under restoration by 10% each quarter, up to $25,000 annually.
Motorsports Advantage�� �� Provides additional coverage for high-performance collector vehicles, including accidental death, debris removal, safety equipment, track damage and pit vehicle coverage.
Options for accidental airbag deployment, branded merchandise, vehicle lock coverage and much more.

Additional benefits

Flexible use �� Hanover Collector Car allows the use of classic/collector cars in hobby-related events, such as car club functions, exhibitions, and tours as well as allowing for occasional pleasure use.*
Expert claims handling �� Through our partnership with Hagerty, you and your policyholder will work with deeply knowledgeable claims adjusters who maintain an extensive list of resources to help track down hard-to-find parts.

* Subject to an annual mileage limitation.

Qualifications for coverage

Storage �� When not in use, the collector vehicle should be stored in an enclosed, secure structure, such as a private garage or storage unit.
Regular-use vehicles �� All licensed household members must have a separately insured regular-use vehicle for daily driving.
Hanover standard auto policy �� To write a Hanover Collector Car policy, the insured must also have a standard auto policy written with ��.
Driver eligibility �� Drivers should not have had any serious driving infractions. Eligibility varies by state.

Collector car resources

�� offers an array of collector car coverage information for you and your customers. You can access our library of ready-to-use marketing materials for agents on TAP Marketing.

Collector car coverage overview

This information sheet highlights items covered with Hanover Collector Car, powered by Hagerty.

Resources for you

Learn more about ��'s collector car coverage offering, and help share the value of this coverage with your customers. You can find additional resources in TAP Marketing.

Resources for your customers

These articles can help you share the importance of collector car coverage with your customers, as well as tips to help them keep their prized cars looking and running their best.

Collector car insurance FAQs

10 things to know before buying a collector car

"You inherited a classic car. Now what?"

Classic car maintenance tips