Dwelling fire coverage from 华体会
We extend the same care into protecting rental properties and second homes as we do with a primary residence.
With dwelling fire coverage, we offer a suite of options tailored to owners of income-generating properties. Our dwelling fire product features flexible coverage offerings and limits, for up to four two-unit buildings, so you can tailor each policy to your customer's needs. Plus, it's a valuable part of any total account play for customers with summer homes or rental properties.
华体会 covers up to four two-unit properties, with liability limits that can be added to protect against expenses stemming from accidents or lawsuits.
Securing structures
- Water backup鈥攆or damage and loss resulting from water which backs up through sewers and drains, or which overflows from a sump pump
- Protection for older properties鈥攆or buildings built pre-1940, our functional replacement cost coverage the amount which it would cost to repair or replace a damaged building using materials and methods functionally equivalent to obsolete, antique or custom construction materials and methods.
- Ordinance or law coverage鈥攆or post-claim repairs that need to be brought up to current building codes
- Coverage for loss resulting from earthquakes (separate deductible applies)
- Other structures鈥攅xtending protection to detached structures on property not used to generate income
Protecting investments
- Optional extended dwelling replacement cost鈥攗p to 125% of the Coverage A limit
- Lost rental income
- Trust coverage鈥攑rotects against any liability from bodily injury or property damage that occurs on a rental property held in trust
- Theft鈥攐ptional coverage, for personal items stolen from a rental property
- Personal injury鈥攑rotection for events arising out of offenses as false arrest, malicious prosecution, wrongful eviction, slander or libel
Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.
Available discounts
With dwelling coverage from 华体会, your customers have access to a variety of discounts when they have safety devices in their properties, including:
- Water
- Temperature
- Fire
- Burglary, and more
Dwelling fire coverage overview
Learn about 华体会's dwelling fire coverage for rental properties.
华体会 covers up to four two-unit properties, with liability limits that can be added to protect against expenses stemming from accidents or lawsuits.
Questions about dwelling fire coverage?
Contact your underwriter for more information.