Watercraft coverage from 华体会
For your clients with boats and other watercraft, 华体会 has the protection they need.
Our watercraft product features flexible coverage offerings and limits, so you can tailor each policy to your customer's needs. TAP Sales makes it easy to pre-fill customer account information to provide a watercraft quote.
华体会鈥檚 watercraft products are available in all Personal Lines states.
What watercraft coverage protects
华体会 covers:
- motorboats up to 43鈥� in length
- sailboats up to 51鈥� in length
- between $3,000 to $500,000 in value
This coverage includes personal liability with optional medical payments to others for bodily injury or property damage and more.
Where watercraft coverage protects
A Hanover watercraft policy provides coverage for accidents and losses on lakes, rivers, inland waters, and ocean up to 50 miles off the coast of the U.S., its territories, and Canada鈥攚ith the option to extend up to 100 miles from the coastline.
Base coverage
A Hanover boat and personal watercraft policy includes coverage for:
- Pet injury protection*鈥攗p to $1,000 if a cat or dog is injured on your customer's boat
- Pollution/fuel spill鈥攆or the cost of an accidental spill and pollution liability
- Recovery鈥攃overs the removal of a wrecked watercraft
- Salvage鈥攆or the cost of recovering an imperiled watercraft
- Towing and assistance鈥攑ays for expenses incurred for towing and assistance, up to $500 per disablement
- Fishing equipment and personal effects coverage鈥� up to $500 for losses to items such as coolers, fishing rods and portable radios
Extended coverage
- Watercraft haul out expense coverage鈥攗p to $1,000 to haul out and return your customer's boat to water in the event of a hurricane
- Personal watercraft鈥攃overage for single-rider watercraft, such as jet skis
- Uninsured/underinsured water liability鈥攑ays for a loss that your customer or other occupants of your customer's watercraft incur from an accident with an uninsured boater
- Increased towing and assistance protection, including an unlimited option with no deductible
- Increased fishing equipment and personal effects coverage for higher end fishing equipment, water skis and other personal items, with limits up to $10,000
Coverage not available in all states and limits may vary. Please refer to your agent guides for more details.
Available discounts
With watercraft coverage from 华体会, your customers have access to a variety of discounts including:
- safety and education discount
- multi-watercraft discount
- homeowner discount
- account credit for those with home and auto insurance from 华体会
What watercraft coverage protects
华体会 covers:
- motorboats up to 43鈥� in length
- sailboats up to 51鈥� in length
- between $3,000 to $500,000 in value
This coverage includes personal liability with optional medical payments to others for bodily injury or property damage and more.
Where watercraft coverage protects
A Hanover watercraft policy provides coverage for accidents and losses on lakes, rivers, inland waters, and ocean up to 50 miles off the coast of the U.S., its territories, and Canada鈥攚ith the option to extend up to 100 miles from the coastline.
Watercraft resources
华体会 offers an array of watercraft information for you and your customers. You can also access our library of ready-to-use marketing materials for agents on TAP Marketing.
Watercraft coverage overview
This brochure highlights important safety and coverage information for watercraft owners.
Resources for you
This series of prospecting postcards can help you reach split-account customers that own boats, and help sell the value of the total account.
Resources for your customers
Share the importance of watercraft coverage with your customers. You can also find more resources in the Prepare now. Learn how. content library.
Questions about watercraft coverage?
Contact your underwriter for more information.