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  • 华体会 Insurance Group Consumer Privacy Notice
No

华体会 Insurance Group Consumer Privacy Notice

Rev. October 2024

FactsWhat Does 华体会 do with your Personal Information?
Why?At 华体会 Insurance Group (鈥溁寤徕�), we collect and share information about you to provide you with our products and services.  Federal and state law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and may share to provide products and services to you may include:

  • Information provided in your application including Social Security number and driver鈥檚 license number
  • Insurance claim history, transaction or loss history and property inspection information
  • Motor vehicle reports and driving history 

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers鈥� personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers鈥� personal information; the reasons 华体会 chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes 华体会 share?Can you limit this sharing?

For our everyday business purposes鈥�

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo

For our marketing purposes鈥�

to offer our products and services to you

YesNo
For joint marketing with other financial companiesNoWe don鈥檛 share

For our affiliates鈥� everyday business purposes鈥�

information about your transactions and experiences

YesNo

For our affiliates鈥� everyday business purposes鈥�

information about your creditworthiness

NoWe don鈥檛 share
For our affiliates to market to youNoWe don鈥檛 share
For nonaffiliates to market to youNoWe don鈥檛 share

 

Questions?Call toll-free 1-800-446-8379 or go to [email protected]

 

Who we are
Who is providing this notice?This notice is being provided on behalf of 华体会 Insurance Group (鈥溁寤徕�) affiliated companies. A list of our companies is located at the end of this Notice.

 

What we do
How does 华体会 protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state laws. These measures include computer and safeguards and secured files and buildings. These measures also include firewall technology and the use of detection software.  We have implemented processes and procedures to strengthen the protection of our customer information. 
How does 华体会 collect my personal information?

We collect your personal information, for example, when you:

  • Apply for insurance or provide us information on an application or for a quote
  • Pay insurance premiums or file an insurance claim
  • Provide account information or give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can鈥檛 I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates鈥� everyday business purposes- information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state laws.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include members of 华体会 Insurance Group and financial companies such as our property and casualty insurance companies.
Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • 华体会 does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  •  华体会 does not jointly market.

 

Other important information

California: California residents can review our Privacy Policy for California Residents located in our privacy center.

New York: New York Insurance Law 搂2612 provides certain rights to victims of domestic violence, including privacy protections and protections from discrimination, each of which is described in the policy located at /legal-and-compliance/privacy-policy/notice-protections-victims-domestic-violence-under-ss2612-new.

The term 鈥淚nformation鈥� means information we collect during an insurance transaction or other interactions you may have with us. We may share your Information with nonaffiliates without your prior authorization as permitted or required by law: for example, we may share your Information with insurance regulatory authorities, law enforcement, and re-insurers and consumer reporting agencies, among other insurance-support organizations. Information we obtain from a report prepared by an insurance-support organization may be retained by that insurance-support organization and disclosed to others.

To request access to or deletion of your personal information, send a written letter to: 华体会 Insurance Group, Inc., c/o Chief Privacy Officer, 440 Lincoln Street N435, Worcester, MA 01653. Include your name, address, and your policy, contract, or account number, and describe the information you wish to access or delete. You may correct inaccurate personal information by visiting Hanover.com or calling your agent. We can鈥檛 change information other companies, like credit agencies, provide to us. You鈥檒l need to ask them to change it.

华体会 affiliated companies providing this Notice:

华体会 Insurance Group, Inc.
AIX Specialty Insurance Company
Allmerica Financial Alliance Insurance Company
Allmerica Financial Benefit Insurance Company
Allmerica Plus Insurance Agency, Inc.
Campmed Casualty & Indemnity Company, Inc.
Citizens Insurance Company of America
Citizens Insurance Company of Illinois
Citizens Insurance Company of the Midwest
Citizens Insurance Company of Ohio

Educators Insurance Agency, Inc.
Hanover Specialty Insurance Brokers, Inc.
华体会 American Insurance Company 
华体会 Atlantic Insurance Company Ltd
华体会 Casualty Company
华体会 Insurance Company
华体会 National Insurance Company
Massachusetts Bay Insurance Company
NOVA Casualty Company
Verlan Fire Insurance Company

No

华体会 Insurance Group Consumer Privacy Notice

Rev. October 2024

FactsWhat Does 华体会 do with your Personal Information?
Why?At 华体会 Insurance Group (鈥溁寤徕�), we collect and share information about you to provide you with our products and services.  Federal and state law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and may share to provide products and services to you may include:

  • Information provided in your application including Social Security number and driver鈥檚 license number
  • Insurance claim history, transaction or loss history and property inspection information
  • Motor vehicle reports and driving history 

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers鈥� personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers鈥� personal information; the reasons 华体会 chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes 华体会 share?Can you limit this sharing?

For our everyday business purposes鈥�

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo

For our marketing purposes鈥�

to offer our products and services to you

YesNo
For joint marketing with other financial companiesNoWe don鈥檛 share

For our affiliates鈥� everyday business purposes鈥�

information about your transactions and experiences

YesNo

For our affiliates鈥� everyday business purposes鈥�

information about your creditworthiness

NoWe don鈥檛 share
For our affiliates to market to youNoWe don鈥檛 share
For nonaffiliates to market to youNoWe don鈥檛 share

 

Questions?Call toll-free 1-800-446-8379 or go to [email protected]

 

Who we are
Who is providing this notice?This notice is being provided on behalf of 华体会 Insurance Group (鈥溁寤徕�) affiliated companies. A list of our companies is located at the end of this Notice.

 

What we do
How does 华体会 protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state laws. These measures include computer and safeguards and secured files and buildings. These measures also include firewall technology and the use of detection software.  We have implemented processes and procedures to strengthen the protection of our customer information. 
How does 华体会 collect my personal information?

We collect your personal information, for example, when you:

  • Apply for insurance or provide us information on an application or for a quote
  • Pay insurance premiums or file an insurance claim
  • Provide account information or give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can鈥檛 I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates鈥� everyday business purposes- information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state laws.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include members of 华体会 Insurance Group and financial companies such as our property and casualty insurance companies.
Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • 华体会 does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  •  华体会 does not jointly market.

 

Other important information

California: California residents can review our Privacy Policy for California Residents located in our privacy center.

New York: New York Insurance Law 搂2612 provides certain rights to victims of domestic violence, including privacy protections and protections from discrimination, each of which is described in the policy located at /legal-and-compliance/privacy-policy/notice-protections-victims-domestic-violence-under-ss2612-new.

The term 鈥淚nformation鈥� means information we collect during an insurance transaction or other interactions you may have with us. We may share your Information with nonaffiliates without your prior authorization as permitted or required by law: for example, we may share your Information with insurance regulatory authorities, law enforcement, and re-insurers and consumer reporting agencies, among other insurance-support organizations. Information we obtain from a report prepared by an insurance-support organization may be retained by that insurance-support organization and disclosed to others.

To request access to or deletion of your personal information, send a written letter to: 华体会 Insurance Group, Inc., c/o Chief Privacy Officer, 440 Lincoln Street N435, Worcester, MA 01653. Include your name, address, and your policy, contract, or account number, and describe the information you wish to access or delete. You may correct inaccurate personal information by visiting Hanover.com or calling your agent. We can鈥檛 change information other companies, like credit agencies, provide to us. You鈥檒l need to ask them to change it.

华体会 affiliated companies providing this Notice:

华体会 Insurance Group, Inc.
AIX Specialty Insurance Company
Allmerica Financial Alliance Insurance Company
Allmerica Financial Benefit Insurance Company
Allmerica Plus Insurance Agency, Inc.
Campmed Casualty & Indemnity Company, Inc.
Citizens Insurance Company of America
Citizens Insurance Company of Illinois
Citizens Insurance Company of the Midwest
Citizens Insurance Company of Ohio

Educators Insurance Agency, Inc.
Hanover Specialty Insurance Brokers, Inc.
华体会 American Insurance Company 
华体会 Atlantic Insurance Company Ltd
华体会 Casualty Company
华体会 Insurance Company
华体会 National Insurance Company
Massachusetts Bay Insurance Company
NOVA Casualty Company
Verlan Fire Insurance Company