What floats our boat? Safety.
Meet Dave. Like one in 10 Americans, he owns a boat. Dave and his family spend an average of 14 weekends on the water. Like 95 percent of recreational boat owners, his craft is less than 26鈥� long. He understands not only the capabilities of his vessel, but his piloting and navigating skills, as well. Plus, with boating accidents on the increase year after year, he has properly insured his boat and related equipment with a variety of affordable coverage options.
This is a look at the preparation and precaution that makes Dave a responsible sailor, the same steps you can easily take if you own a boat.
First:
- He took a safe boating course 鈥� boating safety courses are proven to greatly reduce the chances of a future accident, and give him the confidence and the wisdom to navigate safely. Plus, courses such as those offered by , can help him save on the insurance.
- He鈥檚 staying shipshape 鈥� before hitting the water, he has contacted the free of charge.
- His boat, and its contents, are covered 鈥� with a watercraft physical damage endorsement, Dave has protection for his trailer, equipment, and his family鈥檚 personal items on board as well.
On the day of his voyage:
- He鈥檚 made a 鈥渇loat plan鈥� 鈥� by informing someone on land of his travel plans, necessary aid could reach Dave faster in the event he experiences an accident in an area out of range of any communication. provides a checklist of details to help you complete your own float plan.
- He鈥檚 completed a checklist of essentials 鈥� he understands the importance of equipment such as flotation devices, tools, flares, fire extinguishers and other safety implements.
- He has monitored the weather 鈥� he has checked before his trip to learn of any impending weather events or craft advisories. Plus, he鈥檚 always on the lookout for darkening clouds or sudden temperature drops, which will clue him to get back to land.
Now, that he鈥檚 on the water鈥�
-
He鈥檚 wearing a life jacket 鈥� unfortunately, this puts him in the minority. It is estimated that only , despite their proven success of greatly reducing the chance of drowning in the event of an accident. And, in the event of a major incident, he has umbrella coverage, to protect him against major costs stemming from a liability claim.
- He鈥檚 staying 鈥渄ry鈥� 鈥� it should go without saying that alcohol and boating don鈥檛 mix. But companies like 华体会 can further incentivize boaters to stay sober by helping them save on their insurance premium. can help you learn more about what constitutes impaired boating, and the wide ranging affects it can have.
- He鈥檚 not taking anything for granted 鈥� just because Dave is insured doesn鈥檛 mean the other boaters on the water are. That鈥檚 why he鈥檚 made sure to have an uninsured and underinsured water liability endorsement on his policy. It鈥檚 protection for himself, his boat, and his occupants in the event of a claim involving a less responsible boater.
Look out for leaks
Talk to your independent insurance agent today to make sure you and your boat are not just staying safe, but staying protected, with a broad range of boat insurance options from 华体会.
Sources:
LC 2018-184
Related resources
What floats our boat? Safety.
Meet Dave. Like one in 10 Americans, he owns a boat. Dave and his family spend an average of 14 weekends on the water. Like 95 percent of recreational boat owners, his craft is less than 26鈥� long. He understands not only the capabilities of his vessel, but his piloting and navigating skills, as well. Plus, with boating accidents on the increase year after year, he has properly insured his boat and related equipment with a variety of affordable coverage options.
This is a look at the preparation and precaution that makes Dave a responsible sailor, the same steps you can easily take if you own a boat.
First:
- He took a safe boating course 鈥� boating safety courses are proven to greatly reduce the chances of a future accident, and give him the confidence and the wisdom to navigate safely. Plus, courses such as those offered by , can help him save on the insurance.
- He鈥檚 staying shipshape 鈥� before hitting the water, he has contacted the free of charge.
- His boat, and its contents, are covered 鈥� with a watercraft physical damage endorsement, Dave has protection for his trailer, equipment, and his family鈥檚 personal items on board as well.
On the day of his voyage:
- He鈥檚 made a 鈥渇loat plan鈥� 鈥� by informing someone on land of his travel plans, necessary aid could reach Dave faster in the event he experiences an accident in an area out of range of any communication. provides a checklist of details to help you complete your own float plan.
- He鈥檚 completed a checklist of essentials 鈥� he understands the importance of equipment such as flotation devices, tools, flares, fire extinguishers and other safety implements.
- He has monitored the weather 鈥� he has checked before his trip to learn of any impending weather events or craft advisories. Plus, he鈥檚 always on the lookout for darkening clouds or sudden temperature drops, which will clue him to get back to land.
Now, that he鈥檚 on the water鈥�
-
He鈥檚 wearing a life jacket 鈥� unfortunately, this puts him in the minority. It is estimated that only , despite their proven success of greatly reducing the chance of drowning in the event of an accident. And, in the event of a major incident, he has umbrella coverage, to protect him against major costs stemming from a liability claim.
- He鈥檚 staying 鈥渄ry鈥� 鈥� it should go without saying that alcohol and boating don鈥檛 mix. But companies like 华体会 can further incentivize boaters to stay sober by helping them save on their insurance premium. can help you learn more about what constitutes impaired boating, and the wide ranging affects it can have.
- He鈥檚 not taking anything for granted 鈥� just because Dave is insured doesn鈥檛 mean the other boaters on the water are. That鈥檚 why he鈥檚 made sure to have an uninsured and underinsured water liability endorsement on his policy. It鈥檚 protection for himself, his boat, and his occupants in the event of a claim involving a less responsible boater.
Look out for leaks
Talk to your independent insurance agent today to make sure you and your boat are not just staying safe, but staying protected, with a broad range of boat insurance options from 华体会.
Sources:
LC 2018-184
Related resources
What floats our boat? Safety.
Meet Dave. Like one in 10 Americans, he owns a boat. Dave and his family spend an average of 14 weekends on the water. Like 95 percent of recreational boat owners, his craft is less than 26鈥� long. He understands not only the capabilities of his vessel, but his piloting and navigating skills, as well. Plus, with boating accidents on the increase year after year, he has properly insured his boat and related equipment with a variety of affordable coverage options.
This is a look at the preparation and precaution that makes Dave a responsible sailor, the same steps you can easily take if you own a boat.
First:
- He took a safe boating course 鈥� boating safety courses are proven to greatly reduce the chances of a future accident, and give him the confidence and the wisdom to navigate safely. Plus, courses such as those offered by , can help him save on the insurance.
- He鈥檚 staying shipshape 鈥� before hitting the water, he has contacted the free of charge.
- His boat, and its contents, are covered 鈥� with a watercraft physical damage endorsement, Dave has protection for his trailer, equipment, and his family鈥檚 personal items on board as well.
On the day of his voyage:
- He鈥檚 made a 鈥渇loat plan鈥� 鈥� by informing someone on land of his travel plans, necessary aid could reach Dave faster in the event he experiences an accident in an area out of range of any communication. provides a checklist of details to help you complete your own float plan.
- He鈥檚 completed a checklist of essentials 鈥� he understands the importance of equipment such as flotation devices, tools, flares, fire extinguishers and other safety implements.
- He has monitored the weather 鈥� he has checked before his trip to learn of any impending weather events or craft advisories. Plus, he鈥檚 always on the lookout for darkening clouds or sudden temperature drops, which will clue him to get back to land.
Now, that he鈥檚 on the water鈥�
-
He鈥檚 wearing a life jacket 鈥� unfortunately, this puts him in the minority. It is estimated that only , despite their proven success of greatly reducing the chance of drowning in the event of an accident. And, in the event of a major incident, he has umbrella coverage, to protect him against major costs stemming from a liability claim.
- He鈥檚 staying 鈥渄ry鈥� 鈥� it should go without saying that alcohol and boating don鈥檛 mix. But companies like 华体会 can further incentivize boaters to stay sober by helping them save on their insurance premium. can help you learn more about what constitutes impaired boating, and the wide ranging affects it can have.
- He鈥檚 not taking anything for granted 鈥� just because Dave is insured doesn鈥檛 mean the other boaters on the water are. That鈥檚 why he鈥檚 made sure to have an uninsured and underinsured water liability endorsement on his policy. It鈥檚 protection for himself, his boat, and his occupants in the event of a claim involving a less responsible boater.
Look out for leaks
Talk to your independent insurance agent today to make sure you and your boat are not just staying safe, but staying protected, with a broad range of boat insurance options from 华体会.
Sources:
LC 2018-184
Related resources
What floats our boat? Safety.
Meet Dave. Like one in 10 Americans, he owns a boat. Dave and his family spend an average of 14 weekends on the water. Like 95 percent of recreational boat owners, his craft is less than 26鈥� long. He understands not only the capabilities of his vessel, but his piloting and navigating skills, as well. Plus, with boating accidents on the increase year after year, he has properly insured his boat and related equipment with a variety of affordable coverage options.
This is a look at the preparation and precaution that makes Dave a responsible sailor, the same steps you can easily take if you own a boat.
First:
- He took a safe boating course 鈥� boating safety courses are proven to greatly reduce the chances of a future accident, and give him the confidence and the wisdom to navigate safely. Plus, courses such as those offered by , can help him save on the insurance.
- He鈥檚 staying shipshape 鈥� before hitting the water, he has contacted the free of charge.
- His boat, and its contents, are covered 鈥� with a watercraft physical damage endorsement, Dave has protection for his trailer, equipment, and his family鈥檚 personal items on board as well.
On the day of his voyage:
- He鈥檚 made a 鈥渇loat plan鈥� 鈥� by informing someone on land of his travel plans, necessary aid could reach Dave faster in the event he experiences an accident in an area out of range of any communication. provides a checklist of details to help you complete your own float plan.
- He鈥檚 completed a checklist of essentials 鈥� he understands the importance of equipment such as flotation devices, tools, flares, fire extinguishers and other safety implements.
- He has monitored the weather 鈥� he has checked before his trip to learn of any impending weather events or craft advisories. Plus, he鈥檚 always on the lookout for darkening clouds or sudden temperature drops, which will clue him to get back to land.
Now, that he鈥檚 on the water鈥�
-
He鈥檚 wearing a life jacket 鈥� unfortunately, this puts him in the minority. It is estimated that only , despite their proven success of greatly reducing the chance of drowning in the event of an accident. And, in the event of a major incident, he has umbrella coverage, to protect him against major costs stemming from a liability claim.
- He鈥檚 staying 鈥渄ry鈥� 鈥� it should go without saying that alcohol and boating don鈥檛 mix. But companies like 华体会 can further incentivize boaters to stay sober by helping them save on their insurance premium. can help you learn more about what constitutes impaired boating, and the wide ranging affects it can have.
- He鈥檚 not taking anything for granted 鈥� just because Dave is insured doesn鈥檛 mean the other boaters on the water are. That鈥檚 why he鈥檚 made sure to have an uninsured and underinsured water liability endorsement on his policy. It鈥檚 protection for himself, his boat, and his occupants in the event of a claim involving a less responsible boater.
Look out for leaks
Talk to your independent insurance agent today to make sure you and your boat are not just staying safe, but staying protected, with a broad range of boat insurance options from 华体会.
Sources:
LC 2018-184