Life sciences
Life Sciences organizations face broad and diverse risk鈥攚ith shifting demographics, advancements in technology, and product innovation all creating evolving risks.
Our team of experienced professionals is dedicated to providing risk solutions for customers working across medical device, pharmaceutical, digital health and contract research organizations.
We offer resources to help address common exposures to help prevent risks causing injury, and/or disrupting or delaying your business.

FDA鈥檚 most frequent violations
FDA鈥檚 most frequent violations
For FDA registered Medical Device Manufacturers, it is crucial to maintain quality controls, procedures,and general practices that are in line with the requirements outlined by the FDA. Inspectional observations, or 483s, may be imposed following a routine inspection of a facility. Refer to the FDA鈥檚 Observation Data Sheets for a list of the top 10 most frequent violations imposed in 2018.

Ergonomics Interactive Toolkit
Ergonomics Interactive Toolkit
Any working position requires the right combination of conditions to prevent injury and keep employees on the job. Evaluating the job and finding solutions to prevent ergonomic injuries is easier with this interactive online tool, which can help your life sciences businesses identify ergonomic risks specific to your operation and create a plan to help prevent them.

Sedgwick Brand Protection
Sedgwick Brand Protection
Product recalls impact thousands of companies every year 鈥� affecting sales, customer relationships and disrupting supply chains. Risk Solutions Partner Sedgwick Brand Protection offers services that can help prepare for and deal with a recall if it happens, from planning and preparation, through notification and response, retrieval and processing, disposal and remedy, to close-out with regulatory agencies.
Auto and fleet safety
Driver-owned or leased vehicles used for business
Rear-end collisions 鈥� don't be a victim or an offender
Sample safety program: non-regulated fleets
Visit our auto safety page for more information
Severe weather
Freeze prevention checklist for sprinkler piping
Developing a cold weather plan
Water damage prevention and control
Visit the natural hazards section of our property page for more information.
Worker safety and health
Sample personal protective equipment (PPE) policy
Sample personal protective equipment (PPE) hazard assessment certification form
Sample slip, trip and fall prevention program
Visit our workers' compensation page for more information.
Financial assets and reputation
We鈥檝e partnered with industry associates to offer products, services and training, sometimes at no charge or substantial discount, to help you control losses.
Click here to browse these partners鈥� resources.

Business continuity
HSB PREPARE pre-emergency planning and recovery e-learning program can help you keep a weather eye on how emergencies could affect your business and take steps to prepare.
Equipment testing and maintenance
HSB provides equipment insurance and engineering services to Hanover policyholders, including webinars and tips to help keep your systems up and running.
Sensor solutions
HSB鈥檚 IoT Sensors for Business can help protect your property from moisture damage, 24/7, with an easy-to-install system that monitors temperatures and moisture to help pinpoint problems before they destroy property. Contact your Risk Solutions Consultant to access this program

Business continuity
The Insurance Institute for Business and Home Safety (IBHS) Disaster Recovery Planning Tool OFB-EZ can help you plan for the worst and get your business up and running when catastrophe strikes.

Driver monitoring and training
Driver鈥檚 Alert provides Hanover policyholder discounts on online training for driver safety (many courses are also available in Spanish), GPS monitoring, and the popular 鈥淗ow鈥檚 My Driving?鈥�

Alarm system monitoring, testing and maintenance
Testing and inspection of alarm systems and 24/7 monitoring as well as testing and inspection of automatic sprinkler systems can help keep your business secure.

Background checks and employment screening
Motor Vehicle Records checks are available at discount prices through IntelliCorp Records, Inc., a subsidiary of ISO.

Driver training
华体会 Driver Safety Advantage
Offers drivers 华体会 Driver Safety Advantage safety training courses addressing the challenges most commonly encountered by fleet programs. Hanover policyholders can sign-in or register to take advantage of this program.

Fleet management
Organizational fleet safety
Learn the nine steps to creating a safer fleet with this e-learning course.

Preserving property鈥擡PM
Electrical preventive maintenance assessment
Regular maintenance is key to preventing problems in your electrical system. Take this short assessment for insight into what your system needs to maintain its reliability.
Electrical preventive maintenance
This e-learning course gives practical suggestions on how to protect this most vital resource by inspection and maintenance, becoming aware of potential problems before a costly electrical failure stalls your business and destroys property.

Preserving property鈥攆reeze prevention
Freeze Prevention
Frozen pipes can wreak havoc with everything 鈥� ruin stock, machinery and the building itself, and prevent your life and safety protection systems from working properly, putting your business at risk for catastrophic loss of life and property. How do you keep things un-frozen and up and running? This simple eLearning piece can help.
Visit Hanover Risk Solutions Partners to register as a policyholder and access information on this discounted service.
Auto and fleet safety
Driver-owned or leased vehicles used for business
Rear-end collisions 鈥� don't be a victim or an offender
Sample safety program: non-regulated fleets
Visit our auto safety page for more information
Severe weather
Freeze prevention checklist for sprinkler piping
Developing a cold weather plan
Water damage prevention and control
Visit the natural hazards section of our property page for more information.
Worker safety and health
Sample personal protective equipment (PPE) policy
Sample personal protective equipment (PPE) hazard assessment certification form
Sample slip, trip and fall prevention program
Visit our workers' compensation page for more information.