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Wholesale and distribution
Hanover Wholesalers Advantage is designed to meet the needs of wholesale and distribution firms, with flexible and affordable products and services.

Hanover Wholesalers Advantage targets a broad range of wholesalers and distributors, with more of our appetite in the durable goods area. Our appetite for wholesale can vary by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.

Durable goods

Durable goods

  • Commercial and professional equipment
  • Electrical and electronic parts and supplies
  • Fixed machinery equipment and supplies including some installation, service and repair
  • Furniture and home furnishings (including low-hazard imported products)
  • Hardware, plumbing and heating
  • Metal service centers
  • Sporting and recreational/toy and hobby

Non-durable goods

Non-durable goods

  • Paper
  • Textiles and apparel (including low-hazard imported products)

 

Additional capabilities

More than 45 additional classes are eligible for property coverage through Hanover Specialty Industrial Property, including companies that warehouse or distribute high-hazard substances such as:

  • Adhesives
  • Chemicals
  • Coatings
  • and more

Visit Hanover Specialty Excess & Surplus for additional classes eligible for non-admitted coverage.

 

Not in appetite

  • Direct importers
  • Farm raw materials or supplies
  • Florist supplies and nursery stock
  • Paint varnish and supplies
  • Petroleum and petroleum products
  • Recyclable materials
  • Tobacco products





     

 

Visit the for detailed appetite information for small commercial wholesale risks.

Property and general liability

Property

General liability 

Additional coverage options

Visit Hanover Specialty Excess & Surplus for non-admitted property and casualty coverage.

 

 

Professional and executive lines

Professional and executive lines

Surety

Surety

Hanover Wholesalers Advantage protects against the unique risks faced by wholesalers. Unlock the Hanover advantage.

 

Risk management services

We assist customers with commercial driver's licenses (CDLs), distracted driving, ergonomic solutions, safe lifting and a forklift hazard control checklist.

Learn more

 

Competitive products

Our innovative and comprehensive product suite provides options designed to fit current and future needs, including:

  • Account-focused solutions
  • Industry-specific broadening endorsements

 

Dedicated claims team

Our claims teams have years of industry expertise and experience handling the unique types of claims wholesalers can face. We employ experts in the fields of water mitigation, subrogation, risk transfer, litigation management, nurse and legal analysis, accounting, and SIU.

 

 

Significant experience

We have expert, local underwriting resources with national product claims and loss control services, all supported by regional experts.

 

Risk Solutions partnership

Our vendor partners offer criminal background checks, disaster recovery planning, testing and inspection of alarm systems and 24/7 monitoring, employment screening services and more.

Learn more

 

Trusted partner

We offer the support and financial strength of an "A"-rated leading insurance carrier.

 

Appetite

Hanover Wholesalers Advantage targets a broad range of wholesalers and distributors, with more of our appetite in the durable goods area. Our appetite for wholesale can vary by state, size of risk and line of business. Please contact your local underwriter to discuss specific opportunities.

Durable goods

Durable goods

  • Commercial and professional equipment
  • Electrical and electronic parts and supplies
  • Fixed machinery equipment and supplies including some installation, service and repair
  • Furniture and home furnishings (including low-hazard imported products)
  • Hardware, plumbing and heating
  • Metal service centers
  • Sporting and recreational/toy and hobby

Non-durable goods

Non-durable goods

  • Paper
  • Textiles and apparel (including low-hazard imported products)

 

Additional capabilities

More than 45 additional classes are eligible for property coverage through Hanover Specialty Industrial Property, including companies that warehouse or distribute high-hazard substances such as:

  • Adhesives
  • Chemicals
  • Coatings
  • and more

Visit Hanover Specialty Excess & Surplus for additional classes eligible for non-admitted coverage.

 

Not in appetite

  • Direct importers
  • Farm raw materials or supplies
  • Florist supplies and nursery stock
  • Paint varnish and supplies
  • Petroleum and petroleum products
  • Recyclable materials
  • Tobacco products





     

 

Visit the for detailed appetite information for small commercial wholesale risks.

Industry resources

 

 

Wholesalers property coverage overview

This document highlights the many coverage protections and benfits that policyholders get from Hanover Wholesalers Advantage.

Download now 

Resources for your customers

Our Risk Solutions program includes onsite and remote assessments, on-demand learning, self-service tools and custom action plans that address the complex demands and issues facing your clients in the human services industry.

Ergonomics interactive toolkit

Industrial truck safety guide

See all of our Risk Solutions resources for wholesalers

 

Customer tools

Claims reporting

My Hanover Policy

 

 

 

Let's start a conversation today

Contact a member of our team to learn more about our coverage and services, and how we can help you tailor a solution for you and your clients.

Property and casualty

Rob Mauerman
Lead Director, Industry Solutions 
508-963-5283
[email protected]

Marine and industrial property

Chris Zaneski
Vice President, Distribution Management
240-638-5706
[email protected]

Professional and executive lines

Greg Ketay
Vice President, Distribution Management
630-760-3045
[email protected]